Medicare’s annual open enrollment period is October 15-December 7 each year. Open enrollment is the time to verify that your current health and drug plans still meet your individual needs. By now, your current plan should have notified you about 2018 adjustments in your health or drug coverage or any changes in out-of-pocket costs for next year. Free benefits counseling is available.

Here’s how

• Call RSVP Senior Health Insurance Assistance Project (SHIP) at 243- 9839, ext. 1.
• Attend a walk-in event at RSVP on October 23, November 3, November 15 or November 20. All events are from 9 a.m.-3 p.m.
• Visit www.medicare.gov to help you narrow your search for a new health or drug plan.
• Call Medicare’s toll-free help line at 1-800-633-4227.